Services

Build Credit In Canada 

Why Choose Our Program?

At Newcomer Auto Loans, we understand the unique challenges newcomers face when trying to establish credit and secure vehicle financing in Canada. That’s why we’ve developed a unique program tailored specifically for you, with flexible criteria that make it easier than ever to get approved and start building your credit. Our exclusive relationships with some of the easiest lenders in the industry allow us to grant approvals that other dealerships simply can’t. We’ve crafted our program to meet the needs of newcomers with a variety of employment and residency situations, ensuring that you can get behind the wheel and start your journey in Canada with confidence.

 

Our Approval Criteria:

To make the process as smooth as possible, our minimum requirements are designed to be accessible for newcomers:

  • 1st Day on the Job Approvals: We understand that getting started in a new country can be overwhelming. That’s why we offer approvals even if it’s your first day on the job, so you can focus on settling in without worrying about transportation.

  • Class 7 License: Just got your Class 7 Learners or New license? No problem! Our program is designed to help new drivers get approved and build their credit from the ground up.

  • Brand New Drivers: Whether you’ve just started driving or are new to Canada, we welcome you with open arms. Our program is perfect for those who are just beginning their driving journey.

  • Temporary Workers: If you’re working on a temporary work visa with at least 90 days left, you’re eligible for our program. We recognize the importance of having reliable transportation during your stay in Canada, and we’re here to help you get approved.

  • Seasonal Income Welcomed: Have seasonal or fluctuating income? That’s not a barrier with us. We work with lenders who understand your situation and can offer financing solutions tailored to your income structure.

12 Month Loyalty Program

When you get a loan with us, our journey doesn't end...

At Newcomer Auto Loans, we reward our customers for their commitment and responsible financial habits. When you enroll in our 12-month loyalty program and make 12 consecutive months of on-time payments, you’ll receive a certificate that could significantly lower your interest rates. This certificate not only helps you save money but also opens up options for trading in or refinancing your vehicle, making your financial journey even smoother.

We Ship To Your Door

At Newcomer Auto Loans, if you choose our Door-To-Door purchase option, we can make your car-buying experience as convenient as possible, no matter where you are in British Columbia or Alberta. Our door-to-door delivery service brings your new vehicle right to your doorstep, so you can enjoy your purchase without the hassle of visiting a dealership.

How It Works:

  1. Get Pre-Approved: Get the best approval tailored specifically to your income and credit situation. 
  2. Choose Your Vehicle: Browse our selection online and find the perfect vehicle that meets your needs and budget. Allow us to help your decision making process with easy virtual tours, inspection and CarFax reports.

  3. Finalize Loan : Once we've selected the perfect vehicle that suits your budget and needs, well go over all loan documents and collect signatures to finalize the process.

  4. Delivery to Your Door: Once your purchase is complete, we’ll arrange for your new vehicle to be delivered directly to your home or office, anywhere in BC or AB. No need to take time out of your busy schedule—we’ll bring your new car to you, hassle free.